What is a guardian?

A guardian is someone you appoint in your will to look after your children (under 18) if both parents die. Guardians will have full parental responsibility, making all decisions about your children's upbringing, education, healthcare, and day-to-day care.

Choosing guardians is one of the most important decisions in your will if you have children. Without a will, the courts decide who looks after your children - and it might not be who you'd have chosen.

When choosing guardians, consider:

• Do your children know and trust them?
• Do they share your values and parenting style?
• Are they willing and able to take on this responsibility?
• Will they raise your children in an environment you'd approve of?

You can appoint different people to be personal guardians (day-to-day care) and financial guardians (managing inheritance money). Always name backup guardians in case your first choice can't serve. You should also discuss your wishes with potential guardians before naming them in your will.